It will be different than the current balance because it includes additional fees. If you can afford to pay off the rest of your loan in a lump sum, contact your lender and ask for the payoff amount. The only way to obtain your car’s title with your name as the legal owner is to pay off the remaining balance you owe. If you’re still paying off your auto loan, you don’t legally own the vehicle, even if you live in a non-title holding state and have possession of the title.
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